Credit Report Dispute Letter
Below is a sample credit report dispute letter. Writing a dispute letter to a credit company can be a difficult task if you have never written a credit dispute letter. When your credit report contains errors, you should definitely write a credit report dispute letter to the credit bureaus. There are many variations of the dispute sample credit bureaus letters, below is an example of a credit report dispute letter that can be used to request reinvestigation of items on your credit report.
| ________________________________________ ________________________________________ ________________________________________ Date: ___________________ [ ] The following personal information about me is incorrect: Erroneous Information Correct Information [ ] The following accounts are not mine: Creditor’s Name Account Number Explanation [ ] The account status is incorrect for the following accounts: Creditor’s Name Account Number Correct Status [ ] The following information is too old to be included in my report: Creditor’s Name Account Number Date of Last Activity [ ] The following inquiries are older than two years: Creditor’s Name Date of Inquiry [ ] The following inquiries were not authorized: Creditor’s Name Date of Inquiry Explanation [ ] The following accounts were closed by me and should say so: Creditor’s Name Account Number [ ] Other incorrect information: Explanation I understand that you will check each item, above, with the credit grantor reporting the information, and remove any information the credit grantor cannot verify. I further understand that under 15 U.S.C. Sec. 1681i(a), you must complete your reinvestigation within 30 days of receipt of this letter. Thank you for your attention to this matter. Sincerely, _________________________________________ Name: ________________________ Social Security number: ______________ Enclosures: ____[list, if any]____ |