Credit Report Dispute Letter

Below is a sample credit report dispute letter. Writing a dispute letter to a credit company can be a difficult task if you have never written a credit dispute letter. When your credit report contains errors, you should definitely write a credit report dispute letter to the credit bureaus. There are many variations of the dispute sample credit bureaus letters, below is an example of a credit report dispute letter that can be used to request reinvestigation of items on your credit report. 

________________________________________
________________________________________
________________________________________
 

Date: ___________________ 
This is a request for you to reinvestigate the following items which appear on my credit report: 

[ ] The following personal information about me is incorrect: 

Erroneous Information Correct Information
___________________________________________________________
___________________________________________________________
 

[ ] The following accounts are not mine: 

Creditor’s Name Account Number Explanation
___________________________________________________________
___________________________________________________________
 

[ ] The account status is incorrect for the following accounts: 

Creditor’s Name Account Number Correct Status
___________________________________________________________
___________________________________________________________
 

[ ] The following information is too old to be included in my report: 

Creditor’s Name Account Number Date of Last Activity
___________________________________________________________
___________________________________________________________
 

[ ] The following inquiries are older than two years: 

Creditor’s Name Date of Inquiry
___________________________________________________________
___________________________________________________________
 

[ ] The following inquiries were not authorized: 

Creditor’s Name Date of Inquiry Explanation
___________________________________________________________
___________________________________________________________
 

[ ] The following accounts were closed by me and should say so: 

Creditor’s Name Account Number
___________________________________________________________
___________________________________________________________
 

[ ] Other incorrect information: 

Explanation
___________________________________________________________
___________________________________________________________
 

I understand that you will check each item, above, with the credit grantor reporting the information, and remove any information the credit grantor cannot verify. I further understand that under 15 U.S.C. Sec. 1681i(a), you must complete your reinvestigation within 30 days of receipt of this letter. Thank you for your attention to this matter. 

Sincerely, 

_________________________________________
[your signature]
 

Name: ________________________
Address: ________________________
________________________
Home phone: ____________________
 

Social Security number: ______________ 

Enclosures: ____[list, if any]____ 

Related posts

Leave a Reply

Security Code:

Free Credit Score
Sponsored Links
Credit Card Debt Help
LowerMyBills.com
  
  
  
  
  
Get Your FICO Score Now