About Us

Credit Repair Help is a nationwide educational organization that specializes in teaching people about credit repairs and how to deal with creditors, debt collectors and credit bureaus.

Our mission

Our mission is to education the public on their credit rights and debt collection rights. The federal government and each state have provided consumers with many credit rights and debt collection rights, yet most people are not aware of those rights. Our goal is to education as many people as possible so that they will not be at a disadvantage when dealing with creditors or dealing with collection agencies. Ultimately, we aim to provide free resources for people to be able to improve their credit score via bad credit report repair.

Why do we provide free resources for credit repair?

Over a decade of dealing with creditors, debt collectors, collection agencies, and credit bureaus, we have helped many helpless people get back on their feet. Most of the time, people who have bad credit do not have money to pay a credit repair service company to fix their credit. Therefore, they have to put up with outrageously high interest rates on their loans or not borrow at all. That lowers their quality of life and standard of living. In many cases, all these people need is some education on how to fix their credit and credit repair so that they can get back on their feet again. It is our aim to help as many people get back on their feet so they can have a better life.

Why do we add resources on dealing with creditors and dealing with collection agencies?

Over many years of helping people with credit repair, we often come across cases where people were taken advantaged of by the creditors or collection agencies. Collection agencies are notorious for doing whatever they can get away with to collect debt. Sometimes, they even break the law when trying to collect debt. Most of the people we help panicked when they are contacted by the debt collectors or creditors. Most of them are either in denial and do not answer the phone or are so afraid that they cannot sleep at night. It is unfortunate that with all the rights that the federal government and their state provide for them, they still have to put up with much abuse. We found that whenever we explained their debt collection rights to them, the table turned and the people are no longer afraid of debt collectors and can fight back when debt collectors misuse their power. That is why we have added the resources on dealing with creditors and dealing with collection agencies.